Blog Archives - BankChampaign

Enabling Business Growth: The Role of Commercial Mortgage and Construction Loans

In the dynamic world of business, growth often requires a strategic expansion of physical space. Whether it is acquiring new real estate or developing existing properties, the financial backbone for such endeavors lies in commercial mortgage and construction loans. These financing options play a pivotal role in helping businesses actualize their real estate dreams while […]

Enabling Business Growth: The Role of Commercial Mortgage and Construction Loans Read More »

Equipment and Commercial Vehicle Loans

Blog / BankChampaign

Imagine a construction company without bulldozers or a restaurant without industrial-grade kitchen appliances. In today’s competitive environment, having the right equipment for your business can significantly impact efficiency, productivity, and overall output. Whether you are a small startup or an established enterprise, acquiring the necessary equipment or commercial vehicles is often essential for growth and

Equipment and Commercial Vehicle Loans Read More »

Fueling Business Operations: The Essentials of Working Capital Loans

Blog / BankChampaign

Starting or running a successful business requires more than just a great idea and hard work. Effective financial management is a crucial element that directly influences a business’s growth, sustainability, and day-to-day operations. Whether a business is looking to bridge short-term financial gaps, keep its operations running smoothly, or simply looking to seize opportunities, working

Fueling Business Operations: The Essentials of Working Capital Loans Read More »

Navigating Business Acquisition Loans

Blog / BankChampaign

Business acquisition loans play a pivotal role in promoting entrepreneurial growth and expansion as they empower both experienced business owners and ambitious entrepreneurs to explore new markets and opportunities. A business acquisition loan is a type of financing specifically designed to facilitate the purchase of an existing business, and it provides the necessary capital to

Navigating Business Acquisition Loans Read More »

Investments and IRA’s at BankChampaign

Blog / BankChampaign

Retirement may be right around the corner for you, or perhaps it is still years away, but there is no time like the present to start thinking about the future and what financial security looks like for you. At BankChampaign, we want to make your transition into retirement as smooth as possible. If you are

Investments and IRA’s at BankChampaign Read More »

Trustee Services Made Simple

Blog / BankChampaign

BankChampaign’s skilled local advisors can assist you with business retirement plans. BankChampaign can serve as a Directed Trustee for various retirement plans, including Defined Contribution Plans (such as 401(k)s, Profit Sharing, and ESOP plans) and Defined Benefit Pension Plans. This enables plan sponsors to concentrate on their business operations while we handle plan investments and

Trustee Services Made Simple Read More »

The Community Banking Advantage

Blog / BankChampaign

Some people may think that banking at more than one institution is beneficial to their bottom line because they want more options, but at BankChampaign, we are a one-stop-shop for all your financial needs. Not only do we offer traditional banking services such as savings accounts, checking accounts, loans, and mortgages, but we also provide

The Community Banking Advantage Read More »

Opening an Account at BankChampaign

Blog / BankChampaign

We know that convenience is key when choosing a financial institution, and nothing is more convenient than online banking. At BankChampaign, you can open and manage various accounts both online and in person, and by downloading our mobile app, you can look at transaction history, make one-time bill payments, set up recurring payments, check balances,

Opening an Account at BankChampaign Read More »

2022 In Review – Part 2

Blog, Investment / Mark Ballard

RECAP In the first post of this series, I discussed the stock and bond markets’ performance for the year and compared that to our Model Portfolios upon which client portfolios are managed. Today, I want to talk a bit about why 2022 was a stock pickers market and why I believe that 2023 and beyond

2022 In Review – Part 2 Read More »

3 Steps to Start Your Portfolio

Blog / Mark Ballard

Before You Invest Before you take the plunge and start investing, it is important to assess your overall financial health. You’ll want to make sure you have a sustainable budget, an emergency savings fund with 3-6 months’ worth of expenses, and pay down any high-interest debt you may have. A budget will help you determine

3 Steps to Start Your Portfolio Read More »

Tips on Maintaining Financial Records

Blog / wp-support

Protecting Your Data: Google Executive Offers Tips How do you store important financial records? What to keep In general, retain documents that are related to tax returns, legal contracts, insurance claims and proof of identity. Documents that you can easily duplicate elsewhere are good candidates for the shredder. For example, if you bank online and

Tips on Maintaining Financial Records Read More »

5 Steps to Estimating Your Net Worth

Blog / wp-support

5 Steps to Estimating Your Net Worth By Senior Vice President John Clausen, JD, CFP When people hear the term “net worth,” they often think it’s merely a number for comparison among wealthy individuals. Actually, net worth can be a valuable metric for use by all individuals in retirement planning, estate planning or determining the

5 Steps to Estimating Your Net Worth Read More »

Blog

Contact Us