RECAP In the first post of this series, I discussed the stock and bond markets’ performance for the year and compared that to our Model Portfolios upon which client portfolios are managed. Today, I want to talk a bit about why 2022 was a stock pickers market and why I believe that 2023 and beyond …
Before You Invest Before you take the plunge and start investing, it is important to assess your overall financial health. You’ll want to make sure you have a sustainable budget, an emergency savings fund with 3-6 months’ worth of expenses, and pay down any high-interest debt you may have. A budget will help you determine …
Protecting Your Data: Google Executive Offers Tips How do you store important financial records? What to keep In general, retain documents that are related to tax returns, legal contracts, insurance claims and proof of identity. Documents that you can easily duplicate elsewhere are good candidates for the shredder. For example, if you bank online and …
5 Steps to Estimating Your Net Worth By Senior Vice President John Clausen, JD, CFP When people hear the term “net worth,” they often think it’s merely a number for comparison among wealthy individuals. Actually, net worth can be a valuable metric for use by all individuals in retirement planning, estate planning or determining the …
Top Tips to Know When Buying a Home By Nick Wilkins, Vice President (NMLS #584 949) Whether you’re a first-time home buyer or a current homeowner interested in a change of address, these tips can help you stay on track to your goal. Get pre-qualified before you look As soon as you start thinking of …
Helping with Life Changes By Karen Sharp, Vice President of Wealth Management With my work in BankChampaign’s Trust Department, some may wonder if I spend most of my days tracking investments on my computer. While that’s part of my job, I also have many other interesting and, some might think, unusual, roles. One of my …
Life Insurance FAQs Why should I purchase a life insurance policy? Because each individual’s situation is unique, there are many reasons to purchase life insurance. Most young families should consider reviewing their life insurance coverage in order to provide for their children if one or both of the parents pass away prematurely. Many don’t realize …
Are You Ready for Retirement? By Senior Vice President John Clausen, JD, CFP Like with all life decisions, there are a myriad of issues to consider, and deciding when to retire should be a balanced decision that weighs a variety of key factors. The checklist below can help you begin the process. Determine a retirement …
Protecting Your Data: Google Executive Offers Tips A growing number of companies have been targeted by hackers who hope to get customers’ personal data and credit card numbers. While we hope companies are doing all they can to prevent these kinds of incidents, we consumers can also take security precautions to protect ourselves. Recently, Mark …
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