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Open an Account

It’s time to Bank on Better. Opening an account is at your fingertips.

Here’s what you’ll need to have ready:

Driver’s license or other government-issued identification
Personal information, including address and birth date
Social security number
Other bank account routing and account numbers to fund the new account

There are several accounts that you can open online:

Lifetime Free NOW Checking

Complimentary welcome pack of checks
No annual fee debit card
A BankChampaign exclusive and our most popular checking choice

Minimum Opening Deposit	Monthly Balance Requirement	Monthly Service Charge	Transaction Fees	APY**	Interest Rate
$300	No daily balance required to earn interest	None	None	0.05%	0.05%

Regular Savings

A classic way to save
Quarterly statement

Minimum Opening Deposit	Monthly Balance Requirement	Monthly Service Charge	Transaction Fees	APY**	Interest Rate
$200	No daily balance required to earn interest	$9/quarter service charge if daily balance falls below $200	Nine free withdrawals per quarter; additional withdrawals are $1 each	0.05%	0.05%

Personal Money Market

The higher the balance, the higher the rate
Maintain minimum balances in the account each day to earn interest

Minimum Opening Deposit	Monthly Balance Requirement	Monthly Service Charge	Transaction Fees
$1,500	Daily balance requirement of $200 or more to earn interest	$10/month service charge if balance falls below $5,000	Checks and electronic debits are $2 each.

Balance	APY**	Interest Rate
Below $2,499.99	0.05%	0.05%
From $2,500.00 to $9,999.99	0.05%	0.05%
From $10,000.00 to $24,999.99	0.10%	0.10%
Above $25,000.00	0.15%	0.15%

Certificates of Deposit

$500 minimum to open
Maintain daily minimum balance of $500 or more to earn interest

Type	APY*	Interest Rate
12 Month CD	0.20%	0.20%
24 Month CD	0.30%	0.30%