Personal Checking

Checking accounts designed to fit your lifestyle. From interest-bearing to age-based, we have a range of checking account options for your needs.

*Annual Percentage Yields and Interest Rates are current as of November 2, 2021.

Lifetime Free NOW Checking

  • Complimentary welcome pack of checks 
  • No annual fee debit card
  • A BankChampaign exclusive and our most popular checking choice
Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate
$300
No daily balance required to earn interest
None
None
0.05%
0.05%

Prime Checking

  • No annual fee debit card
  • A great combination of high interest and liquidity
Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate
$500
Daily balance of $200 or more to earn interest
$10/month service charge if daily balance falls below $1,000
None
0.10%
0.10%

Seniority Plus

  • Designed for individuals 55 and older
  • Discount on safe deposit box
  • No annual fee debit card
  • No cost for basic personal checks or cashier’s checks
  • Monthly coupon from local restaurant
Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate
$300
Daily balance of $200 or more to earn interest
None
None
0.05%
0.05%

Regular Checking

  • No annual fee debit card.
  • Just the basics.
Minimum Opening Deposit Monthly Balance Requirement Monthly Service Charge Transaction Fees APY** Interest Rate
$300
None
$7/month service charge if balance falls below $500.
Unlimited
None
None

Want to move your current checking account to BankChampaign?

ClickSWITCH offers a simple way to switch your checking account to BankChampaign. This technology is easy to use and eliminates the hassle of contacting each business to switch direct deposits and payments.

Why use ClickSWITCH?

  • Change financial institutions without hassle
  • Securely switch direct deposits and automatic payments in as little as 10 minutes
  • No need to track down payments, phone numbers or paperwork
  • Track switches and receive real-time notifications
  • Initiate the closure of your previous account

How it Works

  • Open a new checking account at BankChampaign, then activate your ClickSWITCH dashboard with the code given to you by your BankChampaign representative.
  • Use your old account number to automatically find and move all direct deposits and automatic payments. You only need to know one account number.
  • Get notifications as switches are processed. The dashboard does the work for you.
  • Once all of your accounts are switched, you can initiate closure of your old account.

Call us at 217-351-2870 to get started or visit a branch today.

For current rate information, call 217-351-2870.

For more information call or email:

Cary Steinman
csteinman@bankchampaign.com 
217-351-2870

Zack Flynn
zflynn@bankchampaign.com
217-351-2870