Mortgages

From your first to your forever home, BankChampaign has mortgage options for every buyer. 

  • Construction and bridge loans
  • Fixed and adjustable rate mortgages
  • No down payment mortgages through VA and rural development loans

Mortgage Rates

Term APR* Rate Monthly Principal & Interest Payment per $1,000 (does not include taxes or insurance)
30-year Fixed (360 payments)
3.750%
3.821%
$4.15
15-year Fixed (180 payments)
3.000%
3.174%
$6.49
Additional rates and programs are available. *Annual Percentage Rate (APR) based on representative $140,000 loan amount, 80% loan to value, 740+ credit score with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase. Rates are subject to change without notice.
Rates are effective as of Tuesday, November 2, 2021.