Mortgage Rates

Every homebuyer is different. That's why BankChampaign offers a variety of mortgage choices, as well as experienced lenders to help you find the best option for your situation. The rates below are for two of our most popular fixed-rate mortgages for an owner-occupied residential property. For a complete list of our fixed and variable rates, please call 217.351.7630 or email:
 
Purchase
Term APR Rate

Monthly Principal
& Interest Payment
per $1,000

(does not include taxes or insurance)

30-year Fixed

(360 payments)

 2.945% 2.875% $4.15

15-year Fixed

(180 payments)

 2.248%

2.125%

$6.49

Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount, 80% loan to value, 740+ credit score with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase. Rates are subject to change without notice.

Rates are effective as of Friday June 4, 2021

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