Every homebuyer is different. That's why BankChampaign offers a variety of mortgage choices, as well as experienced lenders to help you find the best option for your situation. The rates below are for two of our most popular fixed-rate mortgages for an owner-occupied residential property. For a complete list of our fixed and variable rates, please call 217.351.7630 or email:
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Nick Wilkins NMLS# 584949
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| Term | APR | Rate |
Monthly Principal (does not include taxes or insurance) |
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30-year Fixed (360 payments) |
3.701% | 3.625% | $4.56 |
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15-year Fixed (180 payments) |
3.121% |
2.990% |
$6.90 |
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Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount, 80% loan to value, 740+ credit score with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase. Rates are subject to change without notice. |
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Rates are effective as of Wednesday, January 22, 2020 |
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