Debit Cards

A BankChampaign debit card provides convenience in today's fast-paced world and cards are available for individuals and businesses. Debit cards function like checks, and purchases are automatically deducted from your checking account. Simply present your card anywhere you see a Visa or Cirrus sign.
Using your debit card offers the following advantages:
Dramatically reduces the need to use cash and/or checks
Can be used to order items by phone, internet, and mail
Makes travel convenient, as it can be used at hotels, restaurants, and gas stations
Offers 24-hour ATM access at thousands of convenient locations worldwide including more than 55,000 surcharge-free Allpoint locations
Provides a convenient way to track expenses since purchases appear on a detailed statement that includes the date, location, and amount of every transaction
Allows businesses to have multiple cards with individual names and PINs to ensure safety and security
Allpoint Logo
To activate or change a PIN on a debit card please call 1-800-290-7893.
To report a lost or stolen ATM or debit card after regular business hours, please call 1-888-297-3416.
To report a lost or stolen Visa credit card after regular business hours, please call 1-800-883-0131.
If you are trying to reach the debit card fraud department, please call 217-351-2870 during regular business hours.
Traveling outside the Champaign-Urbana area with your debit card
Due to the increase in debit card fraud across the United States, BankChampaign has found it necessary to add additional safeguards on certain debit card transactions outside of the Champaign-Urbana area. There has been a growing trend of fraud in certain store types such as, but not limited to: Discount Stores (e.g. Walmart, Target, Sam’s Club), Pharmacy Stores (e.g. Walgreens, CVS, Rite Aid), Grocery Stores (e.g. Meijer, Kroger, Trader Joes) and many more. If using your debit card outside of the Champaign-Urbana area, in these types of stores, you may find that you will need to run your transaction as a debit using your PIN (Personal Identification Number), rather than as a credit transaction.
In addition, due to excessive fraud in the state of New York, we have restricted transactions to PIN (Personal Identification Number) only.
Effective September 1, 2009, our ATM/Debit cards will no longer automatically be accepted outside of the U.S. Please contact us if you will be traveling abroad. We can give you the ability to use your Visa Debit card for non-U.S. transactions for a specific amount of time.
Drive-up ATM
Main Bank:
2101 South Neil Street (Neil at Devonshire), Champaign
MarketPlace Facility: 5 Convenience Center Drive (Next to Kohl's), Champaign