| BankChampaign wants to help you plan and save for your future. Personal Money Market
The higher your balance, the higher the rate | | • | Minimum opening deposit of $1,500 | | • | Daily balance of $200 or more to earn a tiered rate of interest | | • | Unlimited withdrawals/deposits in person; limited to six transfers per month with no
more than 3 third party checks; checks and ACH debits are $2 each | | • | $10/month service charge if balance falls below $5,000 | | | Current Rates |
Regular Savings
A classic way to save | | • | Minimum opening deposit of $200 | | • | All balances earn interest that is compounded quarterly | | • | Nine free withdrawals per quarter; additional withdrawals are $1 each | | • | Limit of 6 pre-authorized/automatic withdrawals/transfers to another account per month | | • | $9/quarter service charge if daily balance falls below $200 | | | Current Rates |
Minor/Senior Savings
Designed for those 18 and under or 55 and older | | • | No minimum opening deposit | | • | All balances earn interest that is compounded quarterly | | • | Limit of 6 pre-authorized/automatic withdrawals/transfers to another account per month | | | Current Rates |
Christmas Club
Always in season | | • | Minimum opening deposit of $5 | | • | Daily balances of $5 or more earn interest that is compounded quarterly | | | Current Rates |
Health Savings Account
Plan today for tomorrow | | • | Any adult covered by a high-deductible health plan (and who has no other first-dollar coverage) may establish an HSA for future medical expenses. Contributions can be made by you, your employer or both. Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA. |
Certificates of Deposit
100% FDIC insured | | • | Terms ranging from 3 months to 5 years | | • | Jumbo certificates available | | • | Interest compounded quarterly | | • | Penalties may be enforced for early withdrawals | | | Current Rates |
CD Manager
If you have multiple certificates of deposit with different institutions and varying maturity dates, our CD Manager account can help maximize your investments by: | | • | monitoring your CD portfolio | | • | keeping track of maturity dates | | • | finding the best local and national rates | | • | providing one combined statement for all your CDs | | • | informing you about withdrawal options to match your cash flow needs | | • | consolidating tax reports into one 1099 form | | | *Certain fees may apply |
Individual Retirement Accounts
Numerous options for your retirement plan | | • | Bank certificates of deposit | | • |
Stocks, bonds and mutual funds through our association with Raymond James Financial Services* |
For more information, call 351-2870 or email:
www.finra.org
*Securities are offered exclusively through Raymond James Financial Services, Inc. Member FINRA/SIPC, an independent broker/dealer, and are not insured by the FDIC or any other bank insurance, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including possible loss of principals.
This site is published for residents of the United States only. Raymond James’ Financial advisors may only conduct business with residents of the states for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.
101 Devonshire Dr. Champaign, IL 61820 |
