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Personal Banking>Savings & Investments

BankChampaign wants to help you plan and save for your future.

Personal Money Market
The higher your balance, the higher the rate
Minimum opening deposit of $1,500
Daily balance of $200 or more to earn a tiered rate of interest
Unlimited withdrawals/deposits in person; limited to six transfers/checks/electronic debits per month; checks and electronic debits are $2 each
$10/month service charge if balance falls below $5,000
  Current Rates

Regular Savings
A classic way to save
Minimum opening deposit of $200
All balances earn interest that is compounded quarterly
Nine free withdrawals per quarter; additional withdrawals are $1 each
Limit of 6 transfers/electronic debits per month
$9/quarter service charge if daily balance falls below $200
  Current Rates

Minor/Senior Savings
Designed for those 18 and under or 55 and older
No minimum opening deposit
All balances earn interest that is compounded quarterly
Limit of 6 transfers/electronic debits per month
  Current Rates

Christmas Club
Always in season
Minimum opening deposit of $5
Daily balances of $5 or more earn interest that is compounded quarterly
  Current Rates

Health Savings Account
Plan today for tomorrow
Any adult covered by a high-deductible health plan (and who has no other first-dollar coverage) may establish an HSA for future medical expenses. Contributions can be made by you, your employer or both. Amounts contributed to an HSA belong to the account holder and are completely portable. Funds in the account can grow tax-free through investment earnings, just like an IRA.

Certificates of Deposit
100% FDIC insured
Terms ranging from 3 months to 5 years
Jumbo certificates available
Interest compounded quarterly
Penalties may be enforced for early withdrawals
  Current Rates

CD Manager
If you have multiple certificates of deposit with different institutions and varying maturity dates, our CD Manager account can help maximize your investments by:
monitoring your CD portfolio
keeping track of maturity dates
finding the best local and national rates
providing one combined statement for all your CDs
informing you about withdrawal options to match your cash flow needs
consolidating tax reports into one 1099 form
  *Certain fees may apply

Individual Retirement Accounts
Options for your retirement plan
Bank certificates of deposit

For more information, call 351-2870 or email:

Kellie Kneipp
kneipp@bankchampaign.com
Sharon Armstrong
armstrong@bankchampaign.com
 

 

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