Checking

BankChampaign's checking accounts offer unique benefits you won't find at other area banks plus online banking and mobile banking features.
 
Want to move your current checking account to BankChampaign? Just click on the SWITCHKIT icon and follow the step-by-step process.

Lifetime Free NOW Account Current rates

A BankChampaign exclusive and our most popular checking choice

  • Minimum opening deposit of $300
  • No monthly service charge
  • No minimum balance requirement
  • Unlimited checkwriting
  • Welcome Pack of checks Free
  • All balances earn interest
  • No annual fee debit card

Prime Checking Current rates

A great combination of high interest and liquidity

  • Minimum opening deposit of $500
  • Unlimited checkwriting
  • Daily balance of $200 or more to earn interest
  • $10/month service charge if daily balance falls below $1,000
  • No annual fee debit card

Seniority Plus Current rates

Available to individuals age 55 or better

  • Minimum opening deposit of $300
  • No minimum balance requirement
  • Daily balance of $200 or more to earn interest
  • Discount on safe deposit box
  • No annual fee debit card
  • No cost for basic personal checks or cashier's checks
  • Free monthly coupon from local restaurant

Regular Checking

Just the basics

  • Minimum opening deposit of $300
  • No service charge if you maintain a minimum daily balance of $500
  • No annual fee debit card
  • $7/month service charge if balance falls below $500