Every homebuyer is different. That's why BankChampaign offers a variety of mortgage choices, as well as experienced lenders to help you find the best option for your situation. The rates below are for two of our most popular fixed-rate mortgages for an owner-occupied residential property. For a complete list of our fixed and variable rates, please call 217.351.7630 or email:
Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase and no cash out on refinances. Rates are subject to change without notice.
FHA/VA Rates
Term
APR
Rate
Monthly Principal
& Interest Payment
per $1,000
(does not include taxes or insurance)
30-year Fixed
(360 payments)
4.1460%
3.250%
$4.38
Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements. Rates are subject to change without notice.
