Current Mortgage Rates | BankChampaign

Current Mortgage Rates

Every homebuyer is different. That's why BankChampaign offers a variety of mortgage choices, as well as experienced lenders to help you find the best option for your situation. The rates below are for two of our most popular fixed-rate mortgages for an owner-occupied residential property. For a complete list of our fixed and variable rates, please call 217.351.7630 or email:

Teri Selin
selin@bankchampaign.com

Zachary McNabney

mcnabney@bankchampaign.com

Meg Pittman

pittman@bankchampaign.com

Purchase and Refinance Rates
Term	APR	Rate	Monthly Principal & Interest Payment per $1,000 (does not include taxes or insurance)
30-year Fixed (360 payments)	4.4150%	4.375%	$5.01
15-year Fixed (180 payments)	3.9502%	3.875%	$7.35
Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements on a purchase and no cash out on refinances. Rates are subject to change without notice.
FHA / VA Rates
Term	APR	Rate	Monthly Principal & Interest Payment per $1,000 (does not include taxes or insurance)
30-year Fixed (360 payments)	4.8812%	4.375%	$5.01
Additional rates and programs are available. Annual Percentage Rate (APR) based on representative $140,000 loan amount with escrow for stated term and includes common and customary closing costs. Subject to minimum down payment requirements. Rates are subject to change without notice.
Rates are effective as of FRIDAY July 30, 2010