Prime Checking • $500 minimum to open
• Daily balance of $200 or more
1.50%
1.49%
Seniority Plus • Daily balances of $200 or more
0.50%
0.50%
NOW/Commercial NOW • $300 minimum to open
• Daily balances of $200 or more
0.50%
0.50%
Lifetime Free NOW
• $300 minimum to open
• All balances
0.50%
0.50%
Health Savings Account
• $100 minimum to open
• All balances
0.50%
0.50%
Savings Accounts
Minor Savings
• No minimum to open
• All balances
0.75%
0.75%
Senior Savings
• No minimum to open
• All balances
0.75%
0.75%
Christmas Club
• $5 minimum to open
• Daily balances of $5 or more
0.75%
0.75%
Regular/Commercial Savings
• $200 minimum to open
• All balances
0.75%
0.75%
Money Market Accounts
Personal/Commercial Money Market
$1,500 minimum to open
Daily balances of:
Below $2,499.99
0.50%
0.50%
From $2,500 to $9,999.99
1.00%
1.00%
From $10,000 to $24,999.99
1.50%
1.49%
Above $25,000
2.00%
1.98%
Individual Retirement Accounts
$100 minimum to open
Daily balances of $100 or more:
18 Month Variable IRA
2.50%
2.47%
18 Month Fixed IRA
2.50%
2.47%
3 Month IRA
2.00%
1.98%
6 Month IRA
2.25%
2.23%
12 Month IRA
2.50%
2.47%
15 Month IRA
2.50%
2.47%
24 Month IRA
2.75%
2.71%
30 Month IRA
2.75%
2.71%
36 Month IRA
3.25%
3.20%
48 Month IRA
3.50%
3.44%
60 Month IRA
4.00%
3.92%
Certificates of Deposit
$500 minimum to open
Daily balances of $500 or more:
12 Month CD
2.50%
2.48%
15 Month CD
2.50%
2.48%
18 Month CD
2.50%
2.48%
24 Month CD
2.75%
2.72%
30 Month CD
2.75%
2.72%
36 Month CD
3.25%
3.21%
48 Month CD
3.50%
3.46%
60 Month CD
4.00%
3.94%
$2,500 minimum to open
Daily balances of $2,500 or more:
3 Month CD
2.00%
1.99%
6 Month CD
2.25%
2.23%
9 Month CD
2.25%
2.23%
Jumbo Certificates of Deposit
$100,000 minimum to open
Daily balances of $100,000 or more:
3 Month CD
2.00%
1.99%
6 Month CD
2.25%
2.23%
12 Month CD
2.50%
2.48%
24 Month CD
2.75%
2.72%
Any fees associated with the above accounts can decrease the earnings on the account. Variable Rate Accounts are subject to interest rate changes after the accounts are opened. All certificates are subject to early withdrawal penalties.
For currrent rate information, call 217-351-2870.
*Annual Percentage Yields and Interest Rates are current as of Monday, March 24, 2008.
