BankChampaignLogo
Log in to your accounts
Banking Access
Trust Access

Personal Banking
Personal Checking
Savings & Investments
Personal Loans
Mortgages
Spacer
Business Banking
Business Checking
Business Loans
Cash Management
Retirement Plans
Spacer
Electronic Services
Online Banking
Mobile Banking
Debit Cards
Identity Theft & Online Fraud
spacer
Investment Services
Investment Management
Financial Planning
IRA Rollovers
Trust Services
Retirement Plans
Mark's Investment Blog button

spacer online and mobile bullets mortgage rates bullets deposit rates bullets order checks
directory locations and hours about us employment

Current Deposit Rates

Account/Product Name APY* Interest Rate
Interest-bearing Checking Accounts

Prime Checking
• $500 minimum to open

• Maintain minimum balance of $200 or more in the account each day to earn the annual percentage yield

• Variable rate account

0.15% 0.15%

Seniority Plus
• Maintain minimum balance of $200 or more in the account each day to earn the annual percentage yield

• Variable rate account

0.05%

0.05%

Commercial NOW/Community NOW
• $300 minimum to open
• Maintain minumum balance of $200 or more in the account each day to earn the annual percentage yield (not applicable to Community NOW)

• Variable rate account

0.05% 0.05%

Lifetime Free NOW
• $300 minimum to open
• All balances earn the annual percentage yield

• Variable rate account

0.05% 0.05%

Health Savings Account
• $100 minimum to open
• All balances earn the annual percentage yield

• Variable rate account

0.05% 0.05%
Savings Accounts

Minor Savings
• No minimum to open
• All balances earn the annual percentage yield

• Variable rate account

0.10% 0.10%

Senior Savings
• No minimum to open
• All balances earn the annual percentage yield

• Variable rate account

0.10% 0.10%

Christmas Club
• $5 minimum to open
• Maintain minimum balance of $5 or more in the account each day to earn the annual percentage yield

• Variable rate account

0.10% 0.10%

Regular/Commercial Savings
• $200 minimum to open
• All balances earn the annual percentage yield

• Variable rate account

0.10% 0.10%
Money Market Accounts
Personal/Commercial Money Market

• $1,500 minimum to open

• Variable rate account

Maintain minimum balances in the account each day to earn the annual percentage yield:
Below $2,499.99 0.05% 0.05%
From $2,500 to $9,999.99 0.05% 0.05%
From $10,000 to $24,999.99 0.10% 0.10%
Above $25,000 0.20% 0.20%
Individual Retirement Accounts
$100 minimum to open
Maintain minimum balance of $100 or more in the account each day to earn the annual percentage yield:
18 Month Variable IRA 0.35% 0.35%
18 Month Fixed IRA 0.35% 0.35%
3 Month IRA 0.10% 0.10%
6 Month IRA 0.15% 0.15%
12 Month IRA 0.25% 0.25%
15 Month IRA 0.30% 0.30%
22 Month IRA 0.40% 0.40%
24 Month IRA 0.55% 0.55%
30 Month IRA 0.50% 0.50%
36 Month IRA 0.60% 0.60%
48 Month IRA 0.80% 0.80%
60 Month IRA 1.85% 1.83%
Certificates of Deposit
$500 minimum to open
Maintain minimum balance of $500 or more in the account each day to earn the annual percentage yield:
12 Month CD 0.25% 0.25%
15 Month CD 0.30% 0.30%
18 Month CD 0.35% 0.35%
22 Month CD 0.40% 0.40%
24 Month CD 0.55% 0.55%
30 Month CD 0.50% 0.50%
36 Month CD 0.60% 0.60%
48 Month CD 0.80% 0.80%
60 Month CD 1.85% 1.84%
$2,500 minimum to open
Maintain minimum balance of $2,500 or more in the account each day to earn the annual percentage yield:
3 Month CD 0.10% 0.10%
6 Month CD

0.15%

0.15%
9 Month CD 0.20% 0.20%
Jumbo Certificates of Deposit
$100,000 minimum to open
Maintain minimum balance of $100,000 or more in the account each day to earn the annual percentage yield:
3 Month CD 0.10% 0.10%
6 Month CD 0.15% 0.15%
12 Month CD 0.25% 0.25%
24 Month CD 0.55% 0.55%
Any fees associated with the above accounts can decrease the earnings on the account. Variable Rate Accounts are subject to interest rate changes after the accounts are opened. All certificates are subject to early withdrawal penalties.
For currrent rate information, call 217-351-2870.
*Annual Percentage Yields and Interest Rates are current as of April 22, 2014.

 

 

 

  217.351.2870 | Member FDIC | Equal Housing Lender | Privacy Policy | ©2013 BankChampaign | Site Map | Home